Lucky’s Auto Credit in Salt Lake City, UT

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Lucky's Auto credit specializes in financing used cars in Utah for people with credit issues (bad credit in any form). We help repair your credit by reporting to the credit bureaus each month and allowing you to get back on your feet with a reliable car you can afford. View our inventory page to check out our awesome cars! Our loan terms are short so it's easy to pay your car off at Lucky's!


Established in 2008.

Lucky's was founded in December 2008 in Clearfield, Utah.  There was a growing need for financing with low down payments in Utah, and the founders of Lucky's decided to start the car dealership to address the need.  It was quickly apparent that the small dealership was overwhelmed with customers looking for the service.  It was the peak of the 2009 real estate and financial market crash and in general people were having a difficult time maintaining good credit and large down payments for cars.

Fast forward 7+ years and Lucky's Auto Credit now has 3 locations, and is growing rapidly.  We still have stuck to our roots of helping those with less than perfect credit obtain car loans with low down payments.  At Lucky's Auto Credit, we want to help people who have bad or no credit. By financing used cars for you, we can help you to build up your credit while giving you a vehicle that you need. We have a large selection of vehicles, a great staff, and prices you can afford!

Lucky’s Auto Credit

Dealer Info:

Phone(s):(801) 618-1300
Address:3081 S State St, Salt Lake City, UT, 84115
  • Monday: 9:00 am - 7:00 pm
  • Tuesday: 9:00 am - 7:00 pm
  • Wednesday: 9:00 am - 7:00 pm
  • Thursday: 9:00 am - 7:00 pm
  • Friday: 9:00 am - 7:00 pm
  • Saturday: 9:00 am - 6:00 pm
  • Sunday: Closed